Max Social Security Benefit 2025 Age 62. To receive the maximum monthly benefit, you'll need to earn at least the wage base limit in each of the 35 years that social security uses to calculate your benefits. According to the official ssa payment table, for 2025, the maximum benefit at age 62 will be $2,831;

To be eligible for the maximum monthly benefit, you must earn at least the wage base limit in each of the 35 years that social security uses to calculate your benefit amount. To receive the maximum monthly benefit, you’ll need to earn at least the wage base limit in each of the 35 years that social security uses to calculate your benefits.